As the coin-collecting market evolves with changing tastes and economic uncertainties, some rare coins that once commanded high premiums may soon lose their value. Experts are now warning collectors about specific coins that are at risk of price drops before the end of 2025, due to factors like oversupply, changing collector preferences, and historical context fading into irrelevance.

Here are two once-prized coins now predicted to experience a decrease in market value.

1. 1909-S V.D.B. Lincoln Penny

The 1909-S V.D.B. Lincoln penny has long been considered a cornerstone of rare coin collecting. With a limited mintage of just 484,000, its scarcity and the controversy surrounding the prominent “V.D.B.” initials of designer Victor David Brenner have historically driven high demand and high prices.

However, this coin may be approaching a value plateau or even a decline in 2025.

Why it’s losing value:

• Market Saturation: Although initially rare, the number of preserved specimens has increased due to widespread interest and hoarding. This increased availability can reduce demand, as more coins enter the market from estate sales and auctions.
• Economic Uncertainty: With inflation and recession fears lingering (U.S. Bureau of Economic Analysis), many collectors are scaling back on luxury purchases, including rare coins.
• Shifting Demographics: Today’s younger collectors often prefer modern issues like American Silver Eagles or digital assets, pushing legacy coins like the 1909-S V.D.B. to the background.

2. 1921 Peace Silver Dollar

Minted to commemorate the end of World War I, the 1921 Peace Silver Dollar was initially a collector favorite. It was the first year of issue for the Peace Dollar series, and the high-relief design added artistic appeal.

But this coin’s value has also been under pressure lately, especially in lower grades or those with minor wear.

Why it’s losing value:

• High Mintage and Survival Rate: With over a million coins struck and many preserved in good condition, the 1921 Peace Dollar is not as rare as it once seemed.
• Changing Collector Interests: Collectors are increasingly attracted to more modern or thematic coins. Commemorative issues and bullion coins often take precedence due to clearer investment potential and aesthetic appeal (U.S. Mint).
• Auction Downtrend: According to recent auction data from Heritage Auctions, prices for 1921 Peace Dollars have started to decline, especially for coins that aren’t certified by top grading services.

What’s Driving This Trend?

The expected decline in value for these coins isn’t just about the coins themselves—it’s about how the market behaves in changing conditions.

1. Market Flooding Due to Hoards and Discoveries

Surprising hoards or shipwreck finds often unleash thousands of coins into the market. When collectors realize a coin isn’t as rare as previously believed, demand falters, and prices follow. A notable example includes the SS Central America shipwreck coins that reshaped the rare gold coin market.

2. Improper Cleaning Reduces Value

Collectors unfamiliar with proper coin handling often clean old coins, hoping to improve appearance. Instead, cleaning can dramatically reduce value. The Professional Numismatists Guild advises never cleaning coins without expert guidance.

3. Auction Undervaluation

A coin that sells below estimated market value at a major auction can set a new benchmark for other buyers and sellers, effectively resetting expectations for future transactions.

Tips for Collectors

If you own one of these coins, don’t panic. They still hold historical value and might recover in the long term. However, consider the following:

• Grade & Certify: Only coins in excellent condition and professionally graded (by PCGS or NGC) maintain solid value.
• Diversify Your Collection: Balance your collection with coins from different eras, mints, and types—including bullion.
• Follow the Market: Watch auctions and marketplaces like eBay Coins and NGC Price Guide for trends.
• Store Safely: Use archival-quality holders and avoid high humidity to prevent corrosion.

Conclusion

The 1909-S V.D.B. Lincoln Penny and 1921 Peace Silver Dollar are still iconic—but that doesn’t guarantee rising value. With shifting tastes and market saturation, these coins may not fetch the premiums they once did. In a fast-moving collectibles market, knowledge and adaptability are the best tools a coin enthusiast can have.

Stay updated with the U.S. Mint and trusted dealers certified by the American Numismatic Association (ANA) for accurate trends and safe investing.