Millions of Americans relying on Social Security could soon face interruptions in their benefit payments, according to a grave warning from Martin O’Malley, former Commissioner of the Social Security Administration (SSA).
The cause? Sweeping changes being implemented by the Department of Government Efficiency (DOGE), an advisory panel under the Trump administration, now raising red flags across the country.
“Without experienced staff and with outdated systems, the risk of serious disruption is real,” O’Malley said during a recent BenefitsPRO interview.
What’s Changing and Why It Matters
The DOGE panel, led by tech billionaire Elon Musk, has been tasked with streamlining federal agencies. Their recommendations include:
- Cutting 7,000 SSA jobs: Workforce reduced from 57,000 to around 50,000.
- Office closures: Several SSA field offices and the Office of Civil Rights and Equal Opportunity have been shut down.
- Outdated IT systems: SSA still runs on COBOL, a 1950s-era programming language, making it vulnerable to breakdowns.
While the SSA publicly denied rumors of a 50% workforce reduction, they confirmed budget cuts of over $800 million for 2025, affecting payroll, IT, and office leases.

Internal Instability
Leadership instability has only worsened concerns. Acting commissioner Michelle King resigned, followed by the appointment of Lee Dudek — who was soon placed on administrative leave after allegations of colluding with DOGE insiders. This lack of stable leadership has further shaken public confidence.
Who Is Affected?
The warning applies to over 72 million Social Security beneficiaries, including retirees, disabled individuals, and survivors. Though direct deposits for current recipients are automated and likely to continue in the short term, new claims and manual case reviews are at high risk of delay.
Union representatives and advocacy groups fear the reduced staffing levels will significantly limit customer service and claims processing capacity. Older Americans and low-income claimants are likely to be hit the hardest.
Lawmakers Push Back
Public backlash is growing. Senator Kirsten Gillibrand has denounced the administration’s “buyout” strategy, warning that it could cripple the agency.
“This is a betrayal of our seniors,” Gillibrand said. “This policy [makes] it harder for people to receive the benefits they’ve earned.”
Even some conservatives have called for more transparency, urging the White House to reconsider the pace and scale of DOGE’s cost-cutting reforms.

What You Can Do Right Now
If you’re a current or future beneficiary, here’s how to minimize the impact of possible disruptions:
- File early: If you’re planning to apply for benefits, begin the process now.
- Stay updated: Visit SSA.gov regularly for announcements and alerts.
- Use digital tools: The SSA’s online services portal allows users to manage benefits, update information, and track application statuses.
- Call during off-peak hours: If you must contact the SSA, try early morning calls to reduce wait times.
Behind the Tech Breakdown
Another major concern is the agency’s aging computer infrastructure. The SSA depends on COBOL, a 65-year-old programming language. Many of the SSA’s IT specialists are nearing retirement, and budget restrictions have prevented the onboarding of newer talent.
O’Malley warns that without modernization, the risk of system outages increases dramatically. A full-scale failure of these systems could halt benefit payments altogether.
“This is not just bureaucratic housekeeping. It’s a national crisis in the making,” he said.
Conclusion
While no official interruption in payments has yet occurred, signs point to mounting internal pressure that could soon affect millions. With leadership in flux, technology hanging by a thread, and budget cuts biting deep, the SSA is at a crossroads.
Beneficiaries are encouraged to act preemptively, stay informed, and press their elected representatives for clarity and support. For many, Social Security is not just a benefit — it’s a lifeline.
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